News

Money Management Class Offered FREE in May -Includes Financial Incentive!

Continuing in May, Southeastern Vermont Community Action (SEVCA) is providing a series of 4 no cost Financial Fitness workshops to provide training, support and resources to help participants gain control and manage their money.  Workshop topics include: creating a personal, workable budget; reducing debt; setting personal goals; modify spending; basics of banking; plus credit and repair.  This four part series is offered each month in order to support Vermont communtiy members, especially those effected by COVID 19.

Workshops are free to Vermont residents. SEVCA will provide a gift card cash incentive to those Vermont residents affected by Covid who attend Workshops 1,2, and 3. Courses will be offered on Zoom, an online platform. Additional counseling is available to attendees. For more information email: This email address is being protected from spambots. You need JavaScript enabled to view it..

Zoom Workshop dates and time for May 2021:

Workshop 1:  

May 4:     10am-11am           or  

May 5:   6pm-7pm

Workshop 2:  

May 11: 10am-11am           or  

May 12: 6pm-7pm

Workshop 3:  

May 18: 10am-11am        or  

May 19: 6pm-7pm

Workshop 4:  

May 25: 10am-11am        or  

May 26: 6pm-7pm

Workshop 1: Take Control of Your Money – Create a Budget

Date:     May 4: 10am – 11am              OR               May 5: 6pm - 7pm

Understanding and tracking the details of your financial situation is the start to making better money decisions and building a more secure future. When life situations change, and it often does (job loss, illness, birth of a child, new job, divorce, etc.) it’s time to review how to manage your money. This workshop will help you take control of your money by taking the first step by...creating a budget. We’ll learn what a budget is, why use it, and create and review a budget step by step.        

Workshop 2: Set Your Goals – Manage Your Expenses

Date:   May 11: 10am - 11am              OR               May 12: 6pm - 7pm

After creating a budget, the next step is to identify goals. Examples are: paying off debts, saving for a car, or building an emergency fund. Creating a plan and taking control of income and expenses helps achieve goals. We’ll focus on successful strategies to achieve goals by using ways to lower expenses and to increase income, and what to do with bills you can’t pay.  

Workshop 3: Credit – Tame the Credit Beast

Date:   May 18: 10am - 11am              OR               May 19: 6pm - 7pm

Let’s face it, using credit to make purchases make life more convenient. But when credit (loans and credit cards) are overused, they become a trap and one of the biggest barriers in reaching financial goals. This workshop reviews credit: The do’s and don’ts of credit, how to avoid credit traps and ways to get out of credit card debt. We’ll also learn about “Your FICO Credit Score”, how it affects your lifetime of interest rates, how interest impacts monthly payments, and how to improve a credit score.    

,

Workshop 4: Banks and Credit Unions – Protect and Grow Your Money

Date:   May 25: 10am - 11am               OR               May 26: 6pm - 7pm

Where money is kept, whether it’s in a bank, credit union or under the mattress, does affect finances. This workshop explains the differences between banks and credit unions plus describes the accounts, benefits, and services (and fees) they offer. We’ll look at checking accounts, debit cards, savings accounts, loans and interest rates, plus strategies to grow and protect money. We’ll look at “Instant Cash” payday loans, how to protect your information and Identity theft.  

SEVCA's No Cost Weatherization Program Currently Accepting Applications

SEVCA offers NO COST Weatherization services for your home, apartment or mobile home whether you own or rent-

Applications currently being accepted for services to be offered this year.

(Westminster, VT, 3/9/2021) SEVCA currently has openings for no-cost weatherization services and is accepting applications. Some applicants will receive services this year. We provide complete weatherization services, from energy education to weatherization and energy retrofits. These free upgrades save money and help ensure a warm, comfortable, and safe home.  Our expert staff can help you to improve your home's performance by offering:

  • Home Energy Audits performed by a highly trained Energy Efficiency Auditor who will conduct a comprehensive home audit to determine what we can do to improve energy efficiency in the home.
  • A comprehensive plan to weatherize your home that includes air sealing, insulating, duct sealing, improving heating and cooling systems, minor repairs and health and safety improvements.
  • Energy efficiency upgrades on electric water heaters, lighting and old appliances through our partnership with Efficiency Vermont.

These services are available to Vermonters who meet income eligibility guidelines. Home owners and renters, including those in apartments and mobile homes are able to access this program. All household sizes may apply. For ex., eligibility for a household of two is about $50,000 per year and a household of 4 may be eligible with an income of about $63,000. Don’t hesitate to call as our program staff can help you to determine eligibility. More information about income eligibility is also available on our website. Services result in:

  • Lower heating bills,
  • Increased comfort in the home,
  • Increased Health and safety, and
  • Smaller carbon footprint and impact on the environment.

For more information about the program, please visit SEVCA’s no-cost weatherization webpage, https://sevca.org/weatherization/no-cost-homes-wx, or contact Tawny Staskunas at This email address is being protected from spambots. You need JavaScript enabled to view it. or call us at (802)722-4575 extension # 1308.

For information about SEVCA’s ongoing programs including programs that help community members to navigate the effects of COVID 19, including referral and access to applications for available supports, or to learn more about SEVCA’s no-cost Money Management and Vermont Matched Savings program, and/ or to make an appointment for our no-cost VITA tax prep services, you may visit our website, https://sevca.org/, or call to make an appointment, 800-464-9951.

Southeastern Vermont Community Action (SEVCA) was established in 1965 as part of the national War on Poverty to address the needs of low-income residents of Windham and Windsor Counties. In addition to providing the “safety net” for households in financial crisis, its services help them stabilize their lives, make their homes safe and energy-efficient, take strides toward becoming self-reliant, and enable their children to escape the generational poverty cycle.  These goals are achieved through such programs as Family Services, Crisis Fuel and Housing Assistance, 3SquaresVT (Food Stamp) Outreach, Head Start, Weatherization, Home Repair, Small Business Support & Assistance, Financial Fitness Education, Matched Savings, Job Readiness Training, Tax Preparation Assistance, Thrift Stores, and Health / Recovery Navigation.

# # #

Free Online Financial Management Classes in March

Southeastern Vermont Community Action (SEVCA) is providing a series of 4 Financial Fitness workshops to provide training, support and resources to help participants gain control and manage their money.  Workshop topics include: creating a personal, workable budget; reducing debt; setting personal goals; modify spending; basics of banking; plus credit and repair. 

Workshops are free to Vermont residents. SEVCA will provide a gift card cash incentive to those Vermont residents affected by Covid who attend all three workshops on Budgeting and Credit. Courses will be offered on Zoom, an online platform. Additional counseling is available to attendees.

For more information email: This email address is being protected from spambots. You need JavaScript enabled to view it..

 

Zoom Workshop dates and time for March 2021:

Workshop 1:         Mar 2: 10am-11am                   or      Mar 3:   6pm-7pm

Workshop 2:         Mar 9: 10am-11am                   or      Mar 10: 6pm-7pm

Workshop 3:         Mar16: 10am-11am          or      Mar 17: 6pm-7pm

Workshop 4:         Mar 23: 10am-11am          or      Mar 24: 6pm-7pm

Workshop 1: Take Control of Your Money – Create a Budget

Date:   Mar 2: 10am – 11am             OR              Mar 3: 6pm - 7pm

Understanding and tracking the details of your financial situation is the start to making better money decisions and building a more secure future. When life situations change, and it often does (job loss, illness, birth of a child, new job, divorce, etc.) it’s time to review how to manage your money. This workshop will help you take control of your money by taking the first step by...creating a budget. We’ll learn what a budget is, why use it, and create and review a budget step by step.     

Workshop 2: Set Your Goals – Manage Your Expenses

Date:  Mar 9: 10am - 11am                OR                         Mar 10: 6pm - 7pm

After creating a budget, the next step is to identify goals. Examples are: paying off debts, saving for a car, or building an emergency fund. Creating a plan and taking control of income and expenses helps achieve goals. We’ll focus on successful strategies to achieve goals by using ways to lower expenses and to increase income, and what to do with bills you can’t pay.

Workshop 3: Credit – Tame the Credit Beast

Date:    Mar 16: 10am - 11am                        OR                         Mar 17: 6pm - 7pm

Let’s face it, using credit to make purchases make life more convenient. But when credit (loans and credit cards) are overused, they become a trap and one of the biggest barriers in reaching financial goals. This workshop reviews credit: The do’s and don’ts of credit, how to avoid credit traps and ways to get out of credit card debt. We’ll also learn about “Your FICO Credit Score”, how it affects your lifetime of interest rates, how interest impacts monthly payments, and how to improve a credit score.  

,

Workshop 4: Banks and Credit Unions – Protect and Grow Your Money

Date:  Mar 23: 10am - 11am               OR              Mar 24: 6pm - 7pm

Where money is kept, whether it’s in a bank, credit union or under the mattress, does affect finances. This workshop explains the differences between banks and credit unions plus describes the accounts, benefits, and services (and fees) they offer. We’ll look at checking accounts, debit cards, savings accounts, loans and interest rates, plus strategies to grow and protect money. We’ll look at “Instant Cash” payday loans and how to protect your information and money using digital apps.

Start a Matched Savings Program

Become Better Acquainted With Your Money!

Tired of financial stress?

Learn how to Manage your Money to help you reach your goals!

 

Online Modules available to all Free of Charge

Learn how to:

  • Set Financial Goals
  • Gain Control of Spending
  • Create Savings
  • Improve your Credit
  • Use Credit Responsibly

 

Completion of the modules is a step closer to qualifying for the Vermont Matched Savings Program

 

To learn more:

Please contact Sue Dillon at 802-722-4575, ext. 1602

or by email at This email address is being protected from spambots. You need JavaScript enabled to view it.

SEVCA Offers a Free Workshop Series in December- Money Management

Southeastern Vermont Community Action (SEVCA) is providing a series of 4 Financial Fitness workshops to provide training, support and resources to help participants gain control and manage their money. Workshop topics include: creating a personal, workable budget; reducing debt; setting personal goals; modify spending; basics of banking; plus credit and repair.

Workshops are free to Vermont residents. SEVCA will provide a gift card cash incentive to those Vermont residents affected by Covid who attend all three workshops on Budgeting and Credit. Additional counseling is available to attendees. Courses will be offered on Zoom, an online platform. For more information email: This email address is being protected from spambots. You need JavaScript enabled to view it..
 
Zoom Workshop dates and time:
Workshop 1: Dec 1st: 10am-11am or Dec 2nd: 6pm-7pm
Workshop 2: Dec 8th: 10am-11am or Dec 9th: 6pm-7pm
Workshop 3: Dec 15th: 10am-11am or Dec 16th: 6pm-7pm
Workshop 4: Dec 22nd:10am-11am or Dec 23rd: 6pm-7pm
 
Workshop 1: Take Control of Your Money – Start by Creating a Budget
Date: Dec 1st: 10am – 11am OR Dec 2nd: 6pm - 7pm
Understanding and tracking the details of your financial situation is the start to making better money decisions and building a more secure future. When life situations change, and it often does (job loss, moving, illness, birth of a child, new job, divorce, etc.) it’s again time to review how to manage your money. This workshop will help you take control of your money by taking the first step by...creating a budget. We’ll learn what a budget is, why use it, and create a budget step-by-step.
 
Workshop 2: Review Your Budget - Set Your Goals
Date: Dec 8th:10am - 11am OR Dec 9th: 6pm - 7pm
Participants will be referring to the budget created from workshop 1. With the awareness of the ins and outs of where money is going, the next step is to identify goals. Examples are: paying off debts, saving for a car, or managing holiday expenses. Creating a plan and taking control of income and expenses helps achieve goals. We’ll focus on successful strategies to achieve goals by using ways to lower expenses and to increase income, and what to do with bills you can’t pay.
 
Workshop 3: Credit Cards – Tame the Credit Card Beast
Date: Dec 15th:10am - 11am OR Dec 16th: 6pm - 7pm
Let’s face it, credit cards make life more convenient. But when credit cards are overused, they become a trap and one of the biggest barriers in reaching financial goals. The average Vermont household carries a balance of $5,400 in credit card debt. This workshop reviews credit: The do’s and don’ts of credit, how to avoid credit traps and ways to get out of credit card debt. We’ll also learn about the infamous “Your Credit Score”, why is it important, what affects it, and how to improve it.
 
Workshop 4: Banks and Credit Unions – Banking Basics
Date: Dec 22nd: 10am - 11am OR Dec 23rd: 6pm - 7pm
Where money is kept, whether it’s in a bank, credit union or under the mattress, does affect finances. This workshop explains the differences between banks and credit unions plus describes the accounts, benefits, and services (and fees) that they offer. We’ll look at checking accounts, debit cards, savings accounts, loans and interest rates. We’ll also look at “Instant Cash” payday loans.

“Nothing could be worse than the fear that one had given up too soon, and left one unexpended effort that might have saved the world. ”

Jane Addams (U.S. social worker, 1860-1935)